Very soft and cozy. I can't wear white because I LOOK at dirt and my white goes not-white but the pattern on this top is brilliant. My dirty pawed cat jumped up on my shoulder while I was wearing it and while I could see her little prints, they blended into the pattern and were difficult to see. I still don't plan to wear at the barn, I got the black for that. I am sometimes a SM and sometimes a M in Kerrits but given this is a winter shirt and I wear something underneath, I went with a M. It maybe a tad on the large side but I'd rather have that than tight fitting for this kind of item.